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How do commercial bridge loans work? See how a bridge is sized, priced off SOFR, extended and repaid, with the exit math run on a hypothetical loan.

Defeasance on a commercial mortgage swaps your property for Treasury securities as collateral. See how yields set the cost and when it’s worth paying.

Debt yield in commercial real estate is NOI divided by the loan. See how lenders use it to size a refinance, and work out your own gap before maturity.

How does a commercial mortgage broker get paid? By a fee in a signed agreement. Who pays it, what earns it, and the break-even math on a 1% fee.

Recourse vs non-recourse commercial loan: who pays a shortfall, what Fed data says recourse saves, and the carve-outs that undo non-recourse.

By Justin Ashcraft, President, Northern Ridge Capital. More than $600M in commercial real estate deal experience. California DRE #02093377. Last updated October 2026. To get a commercial property loan approved, you need a property whose net operating income covers the new loan payments by the lender’s minimum ratio, a loan amount inside the lender’s loan-to-value

By Justin Ashcraft, President, Northern Ridge Capital. More than $600M in commercial real estate deal experience. California DRE #02093377. Last updated October 2026. Yes, you can do a cash-out refinance on a commercial property when the new loan the property qualifies for is larger than the balance you’re paying off. The difference, after closing costs

By Justin Ashcraft, President, Northern Ridge Capital. More than $600M in commercial real estate deal experience. California DRE #02093377. Last updated October 2026. When a commercial real estate loan matures and you can’t refinance it, the full balance is still due, and if you don’t repay it on the maturity date the loan is in

By Justin Ashcraft, President, Northern Ridge Capital. Last updated August 2026. A maturing CMBS loan is not a normal refinance, and the owners who find that out late are the ones who end up taking whatever is left on the table. Your loan was sold into a trust years ago. There is no loan officer

By Justin Ashcraft, President, Northern Ridge Capital. Last updated August 2026. Commercial auction due diligence happens before you bid, not after, and that single reversal is what catches most first-time auction buyers. On a negotiated deal you sign a contract and then spend 30 to 60 days inspecting the asset with an escape hatch. At