Stop Wasting Deals on the Wrong Lenders.
Northern Ridge Capital represents independent CRE sponsors in the $5M–$30M range, taking your deal to market fast, coming back with real offers, and getting you to the closing table.
700+
Lenders in our network: banks, debt funds, family offices, CMBS, hard money, and private capital
15 - 30 Days
Average time from engagement to closing table
National We place deals across all U.S. markets
Bridge & Construction Loans for Independent Commercial Real Estate Sponsors
Commercial Real Estate Index Rates
Northern Ridge Capital · Live Market Data
We Know Your Deal. We Know Your Lender.
Three types of sponsors come to us. All three leave with the right financing.
Types Of Deals
Acquisition
You have a property under contract and a hard close date. There's no time to shop lenders yourself and no margin for a lender who falls through. We take your deal to market immediately and come back with executable terms, not indications of interest.
Bridge & Value-Add
Your property doesn't qualify for permanent financing...yet. it needs renovation, lease-up, or repositioning first. Most lenders won't touch it. We know the ones who will, and we know how to structure the deal so the business plan makes sense to them.
Construction & BTR
Ground-up development is expensive to finance in any market. Finding a lender who understands your timeline, your draw schedule, and your exit is the job. We've built the relationships to make that match.
SBA
Get the funds you need for your small business with SBA 7(a). Find out how much you could qualify for using our custom calculator by clicking the image above.
How It Works
We Don't Blast Your Deal. We Place It.
There's a difference between a broker with a database and a broker who knows the market.
We don’t blast your deal to every lender in our database. We underwrite it, identify which capital sources are actively seeking opportunities like yours, and go to market with precision. The result is faster term sheets, better loan structure, and fewer surprises between application and closing.
Commercial real estate financing is one of the most complex and high-stakes processes a property owner or investor will navigate. At Northern Ridge Capital, we specialize in commercial real estate debt origination for income-producing properties in the $5M to $30M range, helping borrowers across the country secure the right financing structure at the right time.
We are a California-licensed commercial mortgage brokerage with deep experience across every major property type, including multifamily, industrial, retail, mixed-use, office, and self-storage. Whether you need bridge financing to reposition an asset, construction financing for a ground-up or build-to-rent project, permanent financing through CMBS or HUD, or an SBA 7(a) loan for an owner-occupied commercial property, we know which lenders are actively deploying capital and how to get your deal in front of them.
Our lender network spans community banks, national banks, debt funds, private credit funds, life insurance companies, CMBS conduits, hard money lenders, family offices, and high-net-worth individual investors. That breadth means we can source competitive financing solutions for deals that traditional banks routinely decline, including transitional assets, ground-up construction, short-term bridge loans, and non-stabilized properties.
If your deal is in the $5M–$30M range, we’ll tell you exactly which lenders are right for it — and why.
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The Closing Table
Weekly insight on CRE debt markets and deal structuring for investors and developers in the $5M–$30M range. One topic, no fluff, every week. Published by Justin Ashcraft, Northern Ridge Capital.
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