By Justin Ashcraft, Principal, Northern Ridge Capital. Last updated July 2026. CREXi vs Ten-X financing looks almost identical at the loan level. Both platforms run non-contingent auctions with roughly a 30-day close, so the debt you need is the same tool: a fast-close commercial bridge loan lined up before you bid, sized to your maximum […]
CREXi vs Ten-X Financing: How to Fund a Won Commercial Bid Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital. Last updated July 2026. Before you can bid on most commercial real estate auction platforms, you have to prove you can actually pay. That’s proof of funds for a commercial auction, and on platforms like CREXi and Ten-X it’s not a formality you handle after you win. It’s
Proof of Funds for a Commercial Auction: What Counts and How to Get It Fast Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital. Last updated July 2026. Win a commercial property at auction and the clock is already running. The purchase agreement is signed within hours, the deposit is non-refundable, and the contract has no financing contingency. That is the whole problem this page solves. Commercial auction financing is the debt
Commercial Auction Financing: How to Close a Won Bid in 30 Days Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital (CA DRE #02093377), with $600M+ in commercial real estate deal experience. Last updated July 2026. Short answer: a balloon coming due is a planning event, not a fire drill. Start 9 to 18 months out and you get to run the market and choose. Your main paths are
Commercial Balloon Payment Coming Due? Your Refinance and Bridge Options Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital (CA DRE #02093377), with $600M+ in commercial real estate deal experience. Last updated July 2026. The best value-add deals share a problem: on paper, the day you buy them, they don’t qualify for the loan you eventually want. The rents are below market, occupancy is soft, maybe a
Using a Value-Add Bridge Loan to Buy a Commercial Property Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital, CA DRE #02093377, with $600M+ in commercial real estate deal experience. Last updated July 2026. If you’re pricing a bridge loan for a commercial acquisition, you probably want one number. I get it. But there isn’t a sticker price for bridge debt, and anyone who quotes you one
Commercial Bridge Loan Rates in 2026: What Fast Acquisitions Cost Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital (CA DRE #02093377), with $600M+ in commercial real estate deal experience. Last updated July 2026. Short answer: a bridge loan buys you speed and flexibility on a deal that can’t wait or isn’t stabilized yet. Permanent financing buys you the lowest rate and the longest term once the
Bridge Loan vs. Permanent Financing: When Each One Makes Sense Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital (CA DRE #02093377), with $600M+ in commercial real estate deal experience. Last updated July 2026. Short answer: a commercial bridge loan typically closes in 15 to 30 days on a clean, lender-ready file, and a simple deal with clear title and a strong exit can move faster. What
How Fast Can a Commercial Bridge Loan Close? (2026) Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital (CA DRE #02093377), with $600M+ in commercial real estate deal experience. Last updated July 2026. Short answer: a 1031 exchange bridge loan is short-term financing that closes your replacement property inside the 45- and 180-day windows, underwritten on the asset and your equity rather than months of income
1031 Exchange Bridge Loan: Close Before the Deadline Read More »
Everyone’s talking about rates and the maturity wall. But the commercial real estate challenges actually breaking $5M–$30M deals this quarter are operating line items: construction, concessions, taxes, equity, sourcing, and conversions. Here’s the real 2026 pressure list, with the numbers, and how to finance around each one. If you only read the headlines, you’d think
