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Refinancing a commercial property is never just about rates and terms—especially when Net Operating Income (NOI) is in question. Whether you’re dealing with soft leasing, upcoming tenant roll, or a temporary dip in revenue, structuring a refinance on an asset with downside NOI risk demands precision, creativity, and a firm understanding of lender psychology.   As a

Stress testing your commercial real estate deal.

Why Loan Assumptions Are Suddenly Back in the Spotlight It’s 2025. Interest rates are still hovering north of 6.5%, and the low-cost debt gravy train of the 2010s is long gone. But there’s one exception: assumable loans—especially those originated in 2020–2021—are quietly reshaping deal terms across the country. If you’re an investor evaluating an acquisition,

In commercial real estate finance, more information doesn’t mean better odds—it means more chances to lose your lender’s attention. We’ve all seen it: the 60-page loan request PDF with beautiful maps, redundant market reports, and buried financials. Lenders don’t have time to wade through fluff. What they actually read—and what drives yes-or-no decisions—boils down to

In 2025, bridge loans are once again taking center stage in commercial real estate finance. With traditional banks retreating from transitional lending and deal timelines tightening, sponsors are increasingly turning to private capital and non-bank lenders for short-term, flexible funding. According to Bridge Loan Network, bridge loan volume grew nearly 15% year-over-year in Q1 2025

In commercial real estate, it’s easy to assume that a high-performing asset—strong rent roll, solid location, stable NOI—should have no problem securing financing. Yet many borrowers walk into deals with all the right fundamentals and still get turned down. Why? One silent killer derails more transactions than most realize: a misaligned capital stack. In today’s

In today’s capital-constrained environment, borrowers must look beyond banks and build relationships with debt funds and non-bank lenders. This guide outlines how to structure, present, and negotiate deals that resonate with private credit decision-makers.

Navigating the 2025 CRE Loan Maturity Wall: Strategic Moves for Borrowers The commercial real estate (CRE) market is bracing for a pivotal year. In 2025, over $950 billion in CRE loans are scheduled to mature—a 3% increase over 2024, driven largely by pandemic-era loan extensions. As these debts come due, borrowers face a markedly more complex environment,

As loan brokers, we often encounter clients who find themselves intrigued by the prospect of building a business in the United States. The United States attracts ambitious international entrepreneurs drawn to its robust markets, strong legal framework, and innovation-friendly environment. According to recent statistics, entrepreneurs who move to the United States start businesses at nearly