By Justin Ashcraft, Principal, Northern Ridge Capital (CA DRE #02093377), with $600M+ in commercial real estate deal experience. Last updated July 2026. Short answer: a balloon coming due is a planning event, not a fire drill. Start 9 to 18 months out and you get to run the market and choose. Your main paths are […]
Commercial Balloon Payment Coming Due? Your Refinance and Bridge Options Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital (CA DRE #02093377), with $600M+ in commercial real estate deal experience. Last updated July 2026. The best value-add deals share a problem: on paper, the day you buy them, they don’t qualify for the loan you eventually want. The rents are below market, occupancy is soft, maybe a
Using a Value-Add Bridge Loan to Buy a Commercial Property Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital, CA DRE #02093377, with $600M+ in commercial real estate deal experience. Last updated July 2026. If you’re pricing a bridge loan for a commercial acquisition, you probably want one number. I get it. But there isn’t a sticker price for bridge debt, and anyone who quotes you one
Commercial Bridge Loan Rates in 2026: What Fast Acquisitions Cost Read More »
By Justin Ashcraft, Principal, Northern Ridge Capital (CA DRE #02093377), with $600M+ in commercial real estate deal experience. Last updated July 2026. Short answer: a bridge loan buys you speed and flexibility on a deal that can’t wait or isn’t stabilized yet. Permanent financing buys you the lowest rate and the longest term once the
Bridge Loan vs. Permanent Financing: When Each One Makes Sense Read More »
