Industrial Property Loans in Georgia
Georgia industrial — recent closings (as of May 2026): mostly low-6s (roughly 6.0%–6.6%) fixed, much of it acquisition financing, priced over the 5-year Treasury at about +2.1–2.25%. $5M–$30M · 15–30 day typical close.
The figures above reflect actual recently closed commercial real estate transactions and are accurate as reported as of the date noted. They are historical market data — not an indication or offer of the rate or terms you will receive; your terms depend on the property, sponsor, market, and lender underwriting and will vary. Northern Ridge Capital arranges commercial real estate financing only (no residential) and is a licensed mortgage broker (CA DRE #02093377), not a lender. See full disclosures.
Georgia — and metro Atlanta in particular — is one of the country’s strongest industrial and logistics markets, which means lenders compete for quality deals here. That’s leverage, but only if you use it. Northern Ridge Capital places $5M–$30M industrial debt across Georgia — warehouse, distribution, flex, last-mile — by making eager lenders bid instead of taking the first quote.
Buying or refinancing a Georgia industrial property?
Talk to a debt broker →Stop wasting deals on the wrong lenders
Banks, life companies, CMBS, and debt funds all price Georgia industrial differently, and the spread between the first quote and the best quote is real money. We’re a broker, not a lender: we position your asset for the lenders most likely to win it from a network of 700+, and run them against each other on rate, leverage, recourse, and structure.
Typical Georgia industrial terms
| Loan size | $5M–$30M |
| Rate basis | Mostly fixed over the 5-yr Treasury (recent GA closings ~+2.1–2.25%); floating over SOFR available |
| Leverage | Commonly up to ~65–70% LTV/LTC, deal-dependent |
| Term / amortization | 5, 7, or 10-year terms; 25–30-year amortization |
| Recourse | Non-recourse options on quality stabilized assets |
| Close time | 15–30 days typical on a clean file |
Structure shown is typical, not a quote or commitment; actual terms are set by third-party lenders subject to underwriting. See disclosures.
When it fits
Acquisition
Most Georgia industrial financing we see is acquisition-driven. In a competitive market, lining up the right debt early — and closing on time — is what wins the deal.
Refinance / maturing loan
A maturing loan still deserves a competitive process. We run the market so you refinance on the best available terms.
Permanent / stabilized
Life-company and CMBS options can lock low fixed rates on premium stabilized Georgia industrial.
Value-add or specialized
Transitional or specialized assets need the right lender for the business plan, then a permanent takeout.
The Georgia market right now
Driven by the Port of Savannah and Atlanta’s logistics hub, Georgia industrial has been one of the most lender-favored markets in the country — which is why recent financing has cleared in the low-6s. The edge isn’t the building; it’s putting several eager lenders in competition. That’s what we run for you.
How we place Georgia industrial debt
We’re a debt brokerage with $600M+ in deal experience across underwriting and brokerage. We underwrite your asset the way lenders will, take it to the ones actively competing for Georgia industrial from a network of 700+, and run it to close — typically 15–30 days.
See what terms your Georgia industrial property can command.
Book a 15-minute call → or submit your dealGeorgia industrial loans — FAQ
What rate can I get on a Georgia industrial loan?
Recent Georgia industrial closings in our data have cleared mostly in the low-6s (about 6.0%–6.6%) fixed, priced over the 5-year Treasury at roughly +2.1–2.25%. These are actual closed transactions, not an offer — your rate depends on the asset, leverage, and sponsor. Contact us for a live quote.
How fast can it close?
15–30 days is typical on a clean, lender-ready file — key for winning competitive acquisitions.
How much can I borrow?
From $5 million to $30 million, commonly up to ~65–70% LTV/LTC depending on the asset and sponsor.
Can you finance specialized industrial?
Yes, with lenders who specifically underwrite that subtype — matching you to the right one is the job.
Is Northern Ridge Capital a lender?
No. We’re a commercial mortgage broker (CA DRE #02093377). We place your deal with the right lender from a network of 700+ and make them compete. Commercial real estate only.
Do you only work in Georgia?
We place debt nationwide within our licensed footprint, with deep focus in Georgia, Texas, California, Florida, and Indiana.
About
Justin Ashcraft is the principal of Northern Ridge Capital, a commercial real estate debt brokerage placing $5M–$30M in multifamily, retail, industrial, and SBA financing nationwide within its licensed footprint, with $600M+ in deal experience across underwriting and brokerage. Licensed in California, DRE #02093377.
Lenders want Georgia industrial. Make them compete for yours.
Book a 15-minute call →Northern Ridge Capital is a licensed commercial mortgage broker (CA DRE #02093377), not a lender, and arranges financing on commercial real estate only (no residential). Rates and figures reflect actual closed transactions as of the date noted and are not an indication or offer of terms. For informational purposes only; not financial, legal, or tax advice. Full disclosures.